LLoyd Jones | FAQs

Lloyd Jones is a vertically integrated owner operator of senior living and multifamily properties. Our founder, Chris Finlay, began his career more than 40 years ago and has produced consistent, positive returns to all shareholders throughout his career. All offerings are provided by a direct subsidiary of Lloyd Jones, through Lloyd Jones Securities.

To speak with someone about any of our investment opportunities, please email ‘info@lloydjonesinvestments.com. A member of our investment relations team will be in touch right a way!

Once you’ve selected an investment, please reach out to our investment relations team. Our investments are open to accredited investors with varying investment minimums by offering.

Please check with our attorney or accountant to confirm your status of accreditation. Accredited investors must provide certification that, they have a minimum annual income of $200,000 USD/year, or a net worth of $1mn, excluding the equity in their primary place of residence.

Lloyd Jones securities is open to self-directed IRA, registered investment advisors on behalf of their clients, as well as direct funding through deposit.

Lloyd Jones has partnered with American Equities Trust (AET). AET will set up your IRA account, then forward the transfer request to your current custodian. Once approved, the custodian will then transfer funds into our third-party compliance partner for transaction and reporting.

Lloyd Jones Securities has partnered with Juniper Square. Juniper Square handles all compliance, monthly reporting, distributions, and portfolio performance for your invested capital.

By partnering and investing alongside an experienced sponsor, operator, and investor, we take extensive work from the initial underwriting, due diligence screening phase of all assets. The extensive upfront fees and expenses the sponsor incurs is to reduce exposure as much as possible, and anticipate risk from our collective years of experience. Each asset is goes through extensive scrutiny from our investment board prior to approval and purchasing an asset. Investing in real estate carries its own risks, and a return of capital is not guaranteed.

“Properties are purchased in one of two ways. The first is the more traditional approach, through a broker and a marketed offering. Once the sponsor has underwritten, visited the property, and completed initial due diligence, the buyer must complete a series of interviews with the seller to convey the ability and willingness to close on the transaction. The second way is through an “”off market”” transaction, wherein the sponsor will work directly with the seller on the transaction. The properties being offered on the syndication platform are purchased using a blend of debt and equity with a balance of 65/35 ratio. ”

Individuals with no historical commercial real estate experience have incredibly high barriers to entry when purchasing institutional grade real estate. This is due to the extensive due diligence, underwriting, and acquisition process.

Each asset offered will have its own investment minimums. The “norm” will be a minimum of $25,000 or $50,000. There is also a maximum investment identified on a per offering basis to comply with lender requirements.

“The four major components of senior living include:
Independent Living (IL): This is the most self-sufficient aspect of senior living. Meals and entertainment/activities are provided, but no additional care is provided or needed by the resident.
Assisted Living (AL): AL is inclusive of IL, however additional care is provided to include medical and personal. The resident lives in a home-like setting, however nurses and other medical professionals are provided to the residents.
Memory Care (MC): Memory care facilities are specialized facilities that provide care for residents suffering from dementia or alzheimer’s.”

The future of senior living is profound. More than 10,000 baby boomers turn 65 every day. The supply shortfall of senior living properties is vast, which an estimated 40,000-60,000 additional units needed every year.

While similar in concept, senior living communities have materially less turnover, offering higher revenue per occupied unit, however have a different expense ratio given the various levels of care. Senior living facilities require and mandate a unique skill set and special person to oversee.